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Get Peace of Mind with 6 Month Loans

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Small is cute but if it a money crisis, it can never look cute as big or small; the need of funds is always a concern. Savings, help from friends, work as the last minute rescuers. But are you sure, they can work every time? Why not find a way out that can help to tackle the small but frequent money crisis with dignity when there is no sufficient saving. The plenty of choices are easy to find in the finance market, they come with varied offers. Obviously, a loan product is the absolute need of the hour.

The 6 month loans are certainly not unfamiliar to you.  They are short-term loans with speedy procedures. You can get the funds in a short span of time and mostly on the same day in a few hours. If your need is urgent, the speedy funding of online lending can help a lot. However, forget not to compare varied lenders before the final decision of a loan. There are plenty of lenders with their own set of policies and offers. For your information, avoid the lenders that demand upfront fee. The regulatory authority FCA denies the legal existence of upfront charges or fee.

Discounted rates

If you are thinking that due to short tenure the interest rates are high, then you are not completely wrong. But another reality is, there are always discounted rates available. Also, the deals are customised and have personalised pricing. Whatever financial circumstances you have, the lender tailors the loan offer accordingly. Only the most affordable choice is then offered to the applicant. Due to this, the repayments too remain affordable. When instalments are easy, the obligation does not remain a burden anymore. Forget all your worries and anxieties on the rates and start searching for a good and rational deal.

Bad credit? It’s ok, you can apply

The direct lending, as you know is known for its flexibility. It has its own rules to work that are in no sense subjective. The only thing is, that the approach is different. Mainstream finance companies consider credit score as financial efficiency while the direct lenders are more concerned about the current income status. Their logic for this is, past mistakes are avoidable (only) if the applicant has a repay capacity to pay the loan. In the fund seeker has it, there is no problem is giving approval. This is why, despite the bad credit you can apply.

No prepayment penalty

At any moment, during 6 months you may feel that it is possible to pay off the complete loan. It is always good to get rid of the repayments before time. But the prepayment penalty can stop your way. But not to worry as there are several loan companies that take no prepayment penalty. Before you financial decision on a loan, confirm in advance, if the lender takes any such fee or penalty or not. However, it is never difficult to find 6 month loans by direct lenders with no prepayment charges. Just search in the right direction.

Small is not negligible. Need of money should get an immediate attention. Short-term loans are good for that but do not forget to repay the loan on time. This can cause bad credit, otherwise next time you may face obstacles in getting approval on loan.

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Honest Truths about Event Planner Salary and Top 10 Things You can do to improve it

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Event Planner Salary

Of course, event planning is deemed to be a glamorous job, but then when we talk about salaries, what are truths associated with it, and how much is it that event planners earn? And, what can an event planner do to earn more? Here’s an article that throws some light on these concerns.

Truth about Event Planner Salary

Event planners constitute a critical element within the event management ecosystem. Right from attending an irate guest to ensuring that the vendors as well do their jobs well, event planners manage a lot of things right from dawn to dusk. Nevertheless, considering the range of responsibilities that event planners handle throughout the day, how much do event planners earn? What is the average event planner salary?

In India, the average event planner salary range is around 2.4 lacs to 2.5 lacs per annum. Some event planners, based on the event management company they work with, earn performance-based incentives, bonuses, and other perks, including commission, etc. However, this doesn’t hold true in all the cases, as the income of some event planners is only limited to the salaries they earn. Of course, salaries increase with experience and proficiency at work, but then, on an average, event planners earn around 2.5 lacs per annum, which is roughly around 20k a month.

10 Things Event Planner can do to improve their Salary

Okay, so your salary may not be doing justice to your potential, but that doesn’t mean you don’t do anything about it. Of course, there’s a lot you can do, but it certainly doesn’t refer to asking for an appraisal out of nowhere. Your approach towards salary increments must be organized. You could improve your performance, deliver results and then have a right to ask for a rise. Here are 10 tips that may help you improve your salary as an event planner.

  1. Switch your Employer

This is the oldest of all the salary increment strategies. If your existing employer is paying you below average, you might want to switch to a better paymaster. Nevertheless, ensure that the new employer is reliable, reputed, and handles a considerably large work volume.

  1. Focus on Performance

Nothing beats the satisfaction earned out of a performance-based salary hike. Of course, when you work hard for something, and then achieve it, it is natural to feel great about it. Although your event-based performance is one aspect, other important aspects are your off-event performance and initiatives. This refers to taking leadership initiatives, helping people when in need, fostering healthy competition within your team by encouraging people to help each other, and share knowledge among themselves, etc. Of course, don’t expect your manager to call you in his cabin to handover the magical envelope, immediately after all these initiatives. This is a long term strategy. Efforts taken today would pay off later. So, go ahead and try it. Nonetheless, don’t be a dictator, or bossy while doing it.

  1. Step out of your Comfort Zone

Quite often, event planners demand higher salaries, however, don’t wish to step out of their comfort zone, and explore the world beyond it. Remember, with salary, comes responsibility. So, if you really wish to earn a higher salary, push yourself to do better, do more, handle bigger responsibilities, and venture in bigger events, such as working for international conferences, high-profile events, etc. if your employer does all of these.

  1. Select an Event Niche

Not all the event types earn you a higher salary. Event associated with IT companies, international enterprises, universities, colleges, etc. help earn better, owing to the size of the events. So, if you wish to be paid well, you might want to specialize in planning for such high-profile events.

  1. Event Management Certification

There are people who started off with event management as a hobby and later on took it up as a full-time profession. They may not have a formal event management certification in their portfolio, but might be doing reasonably well. Nonetheless, this doesn’t work for everyone. If you think, it is the absence of an event management degree or diploma certificate that’s stopping you from earning a high salary, go for the right event management courses, and feel the difference.

  1. Earn some Relevant Experience

Patience is the key child! You may not get everything right away. After a couple of years of a low paying job, and some relevant experience, you could be all set to apply and qualify for a higher paying job. Just ensure that you leverage your experience and the right opportunities to your benefit.

  1. Measure your Performance and Keep Track of your Achievements

It is you who need a salary raise, isn’t it? So, why not keep track of your own performance and record your own achievements? This would prepare you for the question, what have you done for the company, during your appraisal, and present your achievements, initiatives, out of the box suggestions, etc. throughout the year to seal your salary hike this time!

  1. Discuss, Negotiate, and be Straight Forward

At times, you may not agree to the hike given. In such a case, you’ve got to discuss, negotiate, understand your shortcomings and ask for suggestions from your boss on improving your performance. On the other hand, if you are confident enough, you must be straight forward to voice out your achievements to be able to earn a better appraisal.

  1. Don’t Threaten the Employer

Never do this! Often, and in fact, every time threatening to quit the job would work against you. The employer may ask you to leave immediately for being harsh, and moreover negative towards your own bread and butter. So, that’s a big NO! Be reasonable, and remain positive to get things going.

  1. Wait!

Sometimes, despite working everything out, things simply don’t work for you. In such a situation, you might have to wait for the right time, and be mindful and prepared about the next opportunity!

Salary hike is subject to various aspects such as experience, expertise, your achievements, your initiatives. If you’ve got all of this, salary hike isn’t a far-fetched dream. Sincerely hope these 10 tips help you earn you a better salary as an event planner. Also, If you are looking for event management colleges in pune, Times and Trends academy is the best option for all.

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