Small is cute but if it a money crisis, it can never look cute as big or small; the need of funds is always a concern. Savings, help from friends, work as the last minute rescuers. But are you sure, they can work every time? Why not find a way out that can help to tackle the small but frequent money crisis with dignity when there is no sufficient saving. The plenty of choices are easy to find in the finance market, they come with varied offers. Obviously, a loan product is the absolute need of the hour.
The 6 month loans are certainly not unfamiliar to you. They are short-term loans with speedy procedures. You can get the funds in a short span of time and mostly on the same day in a few hours. If your need is urgent, the speedy funding of online lending can help a lot. However, forget not to compare varied lenders before the final decision of a loan. There are plenty of lenders with their own set of policies and offers. For your information, avoid the lenders that demand upfront fee. The regulatory authority FCA denies the legal existence of upfront charges or fee.
If you are thinking that due to short tenure the interest rates are high, then you are not completely wrong. But another reality is, there are always discounted rates available. Also, the deals are customised and have personalised pricing. Whatever financial circumstances you have, the lender tailors the loan offer accordingly. Only the most affordable choice is then offered to the applicant. Due to this, the repayments too remain affordable. When instalments are easy, the obligation does not remain a burden anymore. Forget all your worries and anxieties on the rates and start searching for a good and rational deal.
Bad credit? It’s ok, you can apply
The direct lending, as you know is known for its flexibility. It has its own rules to work that are in no sense subjective. The only thing is, that the approach is different. Mainstream finance companies consider credit score as financial efficiency while the direct lenders are more concerned about the current income status. Their logic for this is, past mistakes are avoidable (only) if the applicant has a repay capacity to pay the loan. In the fund seeker has it, there is no problem is giving approval. This is why, despite the bad credit you can apply.
No prepayment penalty
At any moment, during 6 months you may feel that it is possible to pay off the complete loan. It is always good to get rid of the repayments before time. But the prepayment penalty can stop your way. But not to worry as there are several loan companies that take no prepayment penalty. Before you financial decision on a loan, confirm in advance, if the lender takes any such fee or penalty or not. However, it is never difficult to find 6 month loans by direct lenders with no prepayment charges. Just search in the right direction.
Small is not negligible. Need of money should get an immediate attention. Short-term loans are good for that but do not forget to repay the loan on time. This can cause bad credit, otherwise next time you may face obstacles in getting approval on loan.
Chandrayaan-2: Why it’s not a failure, Instead its a part of the process
ISRO’s Chandrayaan-2 mission had a successful liftoff on July 22, at 2.43 pm IST from a launchpad in Sriharikota. It carried a lander and orbiter, and the rover tucked into the Lander. The Lander Vikram attempted a soft landing on the Moon by September 7, on which however it lost control. The Indian space agency used the GSLV Mk-III which is the most massive rocket to be built by India.
Chandraayan’s journey started just two days after the 50th anniversary of the historic Apollo 11 mission that landed Neil Armstrong and Buzz Aldrin on the Moon. On July 22, 2019, Chandrayaan 2 set off on a 384,400-km journey towards the Moon.
Once in space, the Chandrayaan-2 spacecraft performed a series of manoeuvres around the Earth to acquire the necessary momentum which was meant to let it slingshot into an orbit around the Moon, which happened successfully.
As the south pole of the Moon remains more in the shadow than the north pole. Scientists believe that the craters which are permanently shadowed could have frozen water on the Moon due to the planet cash theory. In planet crash theory it is believed that when the Earth was born around 30-50 million years ago, A rock named Theia which was 100 million times bigger than the asteroid that killed the dinosaurs. It was almost the size of Mars crashed into Earth and created Moon from the large chunks of rocks separated from Earth. He critical compound that is needed to sustain life that may have been transferred from our mother planet to our nearest cosmic companion.
After the Chandrayaan 2 completed its journey successfully from Sriharikota in India to the Moon, After completing almost 95% of its mission as per the ISRO. ISRO lost communications with the Vikram lander when it was about 2.1 kilometers from the surface of the Moon, which saddened all the engineers who worked very hard for years to make this mission a reality.
India’s achievement and why ISRO Deserves all the recognition.
Till now, there have been 38 attempts of ‘soft landing’ on the surface of the Moon, out of which only 20 were successful. So, the September 7 soft landing was a challenging test for Chandrayaan-2.
Chandrayaan-2 had three components — an orbiter, a lander, and a rover. The lender failed to soft-land on September 7 however the orbiter is intact, perfectly fine and is orbiting. According to the latest announcement by ISRO, Chandrayaan-2 orbiter may last up to 7 years which is nothing but good news.
The launch mass of the spacecraft was 3,877 kg. The 2.5-m-long orbiter weighs 2,379 kg, the 3.5-m-high lander weighs 1,471 kg, and the 1-m-high rover weighs 27 kg.
The Lander and the orbiter each consisted of 650 kg propellant to manoeuvre and pushed brakes while attempting to reach their destination.
The Lander made a controlled descent for 17 minutes on to the lunar surface. As it was automated, It is not clear yet if it landed safely or not as ISRO lost the communication of it when it was about 2.1KM from the surface of the Moon.
What ISRO has done,Completing 95% of its mission with an allocated cost of ₹978 crore (approximately US$141 million) which included ₹603 crore for space segment and ₹375 crore as launch costs on GSLV Mk III ,which is even lower than the movie Avenger’s Endgame’s budget of 356 Million US$ is just remarkable in itself.
Failures are a part of science, and it’s the failures with the recorded data, from which we learn from and improve our next try.
“We’ve found the location of Vikram Lander on lunar surface & orbiter has clicked a thermal image of Lander. But there is no communication yet. We are trying to have contact. It will be communicated soon.” – ISRO Chairman K Sivan announced on September 8.
For now, we can only hope to reconnect with the Lander.even if it doesn’t, we should still be grateful to ISRO Scientists for the amazing work they have done by completing 95% of their actual mission. We wish the best for them while hoping they make it to the south pole of the Moon next time.